Student Insurance Home Country Coverage


International students expect home country coverage under the student medical insurance they are buying. Home country coverage under student insurance is provided for those who make incidental trips to home country during emergency situations. The benefits offered for this could be varying from insurer to insurer. International students can compare the details offered for home country coverage on this page and make an informed choice.

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Browse the list of Student Plans covering Home Country Coverage Benefit:


Plan Name Coverage Review and Buy

Patriot Exchange Insurance



Brochure
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  • Standard Short-Term Travel Plan:
    • Up to a cumulative two weeks
  • Basic Short-Term Travel Plan:
    • Up to a cumulative two weeks

During the period of Coverage an insured person may return to their home country for incidental visits up to cumulative two weeks total, subject:

1) The insured person must have left their home country,
2) The total Period of Coverage must be for a minimum of 30 days, and
3) The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.

  • Underwriter: Sirius International Insurance Corporation
  • Administrator: International Medical Group

Claims
Renewal

PPO

Patriot Group Exchange Insurance



Brochure
     Buy     
  • Standard Short-Term Travel Plan:
    • Up to a cumulative two weeks
  • Basic Short-Term Travel Plan:
    • Up to a cumulative two weeks
  • Long-Term Annual Plan:
    • Up to a cumulative two weeks

During the period of Coverage an insured person may return to their home country for incidental visits up to cumulative two weeks total, subject:

1) The insured person must have left their home country,
2) The total Period of Coverage must be for a minimum of 30 days, and
3) The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.

  • Underwriter: Sirius International Insurance Corporation
  • Administrator: International Medical Group


Claims
Renewal

PPO

Student Health Advantage Insurance



Brochure
     Buy     
  • Standard Short-Term Travel Plan:
    • Up to a cumulative two weeks

During the period of Coverage an insured person may return to their home country for incidental visits up to cumulative two weeks total, subject:

1) The insured person must have left their home country,
2) The total Period of Coverage must be for a minimum of 30 days, and
3) The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.

  • Underwriter: Sirius International Insurance Corporation
  • Administrator: International Medical Group

Claims
Renewal

PPO

Liaison Student Insurance



Brochure
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  • Incidental trips to the Insured's Home Country: 30 days of coverage up to a maximum of $1,000 during period of coverage
  • Home Country Extension of Benefits: Up to $1,000, expenses must be incurred within 30 days of returning to your Home Country during period of coverage

Incidental Trips to the Home Country - If during an incidental trip home, the Insured suffers an Injury or Illness, Liaison Student Plan will pay up to $1,000 of Covered Expenses for that Injury or Illness.
Home Country Extension of Benefits - Liaison Student Plan will pay up to a maximum of $1,000 for Covered Expenses incurred in your Home Country related to an Injury or Illness which occurred, was diagnosed and treated outside your Home Country during your Period of Coverage.

  • Underwriter: Nationwide Mutual Insurance Company, Nationwide Life Insurance Company and Nationwide Mutual Fire Insurance Company.
  • Administrator: Seven Corners, Inc

Claims
Renewal

PPO

Student Secure Insurance



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  • Student Secure will provide you 15 days of incidental coverage for trips to your home country for every 3 months of coverage purchased.Incidental visit time must be used within the three-month period earned,and you must continue your international trip in order to be eligible for this benefit, which covers medical expenses only.
  • Underwriter: Lloyds
  • Administrator: HCC Medical Insurance Services

Claims
Renewal

PPO

Global Student USA Insurance




Brochure
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  • 100% of Reasonable Expenses up to $5,000 lifetime maximum
  • Underwriter: HM Life Insurance Company, Pittsburgh, PA
  • Administrator: HTH Worldwide Insurance Services

Claims Inside USA

Claims Outside USA

PPO

Global Student USA Preferred Insurance




Brochure
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  • 100% of Reasonable Expenses up to $5,000 lifetime maximum
  • Underwriter: HM Life Insurance Company, Pittsburgh, PA
  • Administrator: HTH Worldwide Insurance Services

Claims Inside USA

Claims Outside USA

PPO


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