Liaison Student Elite vs Liaison Student Economy by Seven Corners

There is a Liaison Student Economy and Liaison Student Elite plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Liaison Student Elite vs Liaison Student Economy

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Maximum coverage:
Deductible
Maximum coverage:
Deductible
$0
Brochure and Details link
Medical Maximum Options (per person per disablement)
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Hospital room and board
Usual, Reasonable and Customary to the medical maximum. Usual, Reasonable and Customary to the medical maximum.
Prescription Drugs
Inside the U.S - $0 copay (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
Inside the U.S - $10 copay for generic/$20 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
Vaccinations (in the U.S. only as required by school, university or visa program)
$200 per 364 days of continuous coverage $100 per 364 days of continuous coverage
Physical Therapy
$75 per day to a max of 60 days $25 per day to a max of 60 days
Spinal Manipulation
$75 per day to a max of 60 days (if prescribed by a physician for pain relief) $25 per day to a max of 60 days (if prescribed by a physician for pain relief)
Local Ambulance Benefit
Inside the U.S - $750 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
Inside the U.S - $350 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
Coma Benefit
$50,000 (separate from the medical maximum)  $10,000 (separate from the medical maximum) 
Extension of Benefits to Home Country
$10,000 $1,000
Incidental Trips to Home Country
(for minimum purchases of 30 days)
$10,000 $1,000
Waiver of Pre-existing Conditions
After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $25,000 Medical covered expenses up to $5,000
Mental Illness including Alcohol & Substance Abuse
Inpatient: $20,000 (45 days max), Outpatient: $2,000 Inpatient: $5,000 (45 days max), Outpatient: 80% of URC to $500
Motor Vehicle Accident
Inside the U.S - 100% up to $100,000
Outside the U.S - Up to medical maximum
Inside the U.S - 50% up to $100,000
Outside the U.S - Up to medical maximum
Non-contact Amateur Sports
$10,000 $2,500
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
  • Inside the U.S
    • In ppo network: 80% up to $25,000
    • Out of ppo network: 60% up to $25,000
  • Outside the U.S - 100% up to $25,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Routine Newborn Care
$750 per newborn child $250 per newborn child
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$350 $150
Dental - Accident
$2,500 $500
Emergency Medical Evacuation & Repatriation
$750,000 (separate from the medical maximum) $100,000 (separate from the medical maximum)
Emergency Medical Reunion
Up to $200 per day/$50,000 maximum Up to $200 per day/$15,000 maximum
Return of Child(ren)
$50,000 $25,000
Return of Mortal Remains
$50,000 $50,000
Local Burial or Cremation
$5,000 $5,000
Natural Disaster Evacuation
$10,000 $5,000
Natural Disaster Daily Benefit
$75 per day, 5-day limit $25 per day, 5-day limit
Political Evacuation & Repatriation
$10,000 $10,000
Felonious Assault
$20,000 (separate from the medical maximum) $10,000 (separate from the medical maximum)
Terrorism
$100,000 $25,000
Accidental Death and Dismemberment (AD&D)
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
Personal liability
$100,000 $25,000
Hazardous Activities
Up to medical maximum Up to medical maximum
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