Liaison Student Elite vs Student Secure Budget

Compare Liaison Student Elite and Student Secure Budget plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Liaison Student Elite vs Student Secure Budget

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Maximum coverage:
Deductible
Maximum coverage:
$500,000
Deductible
Brochure and Details link
Medical Maximum Options (per person per disablement)
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Ages 14 days to 64
$500,000
Hospital room and board
Usual, Reasonable and Customary to the medical maximum. Average semi-private room rate, including nursing services.
Prescription Drugs
Inside the U.S - $0 copay (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
50% of actual charge (not subject to deductible or coinsurance)
Vaccinations (in the U.S. only as required by school, university or visa program)
$200 per 364 days of continuous coverage No coverage
Physical Therapy
$75 per day to a max of 60 days Up to $50 per visit per day
Spinal Manipulation
$75 per day to a max of 60 days (if prescribed by a physician for pain relief) No coverage
Local Ambulance Benefit
Inside the U.S - $750 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
Up to $500 per injury / illness if hospitalized as inpatient
Waiver of Pre-existing Conditions
After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. 12-month waiting period.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $25,000 $25,000 lifetime maximum for eligible expenses (excludes chronic and congenital conditions)
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
  • Inside the U.S
    • In ppo network: 80% up to $25,000
    • Out of ppo network: 60% up to $25,000
  • Outside the U.S - 100% up to $25,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Up to $5,000
Routine Newborn Care
$750 per newborn child Up to $250
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$350 Up to $100. Not subject to coinsurance.
Dental - Accident
$2,500 Up to $250 maximum per tooth; $500 maximum per certificate period. Not subject to coinsurance.
Emergency Medical Evacuation & Repatriation
$750,000 (separate from the medical maximum) Up to $250,000 lifetime maximum. Not subject to deductible or coinsurance.
Emergency Medical Reunion
Up to $200 per day/$50,000 maximum Up to $1,000, maximum of 15 days
Terrorism
$100,000 Up to $50,000 lifetime maximum. Eligible medical expenses only
Accidental Death and Dismemberment (AD&D)
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
No coverage
Personal liability
$100,000 No coverage
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