Compare Patriot Exchange vs Student Health Advantage

Compare Patriot Exchange and Student Health Advantage plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Patriot Exchange vs Student Health Advantage

Age
Start Date
End Date
Coverage Region
Citizenship
Patriot Exchange
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Student Health Advantage
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Student Health Advantage Platinum
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  Plan Maximum, deductible & Coverage
  • Maximum
  • Deductible
    $100
  • Maximum
  • Deductible
  • Maximum
  • Deductible
  Brochure & Details links
» Brochure     » Details » Brochure    » Details » Brochure    » Details
 Insurer
» International Medical Group (IMG) » International Medical Group (IMG) » International Medical Group (IMG)
 Pre-existing conditions
Sudden & Unexpected Recurrence of a Pre-existing Condition (U.S. Citizens plan only)
Eligible Medical Expenses: $5,000 lifetime maximum
Emergency Medical Evacuation: $25,000 lifetime maximum

Covered after 12 months of waiting period

Covered after 6 months of waiting period

 Coinsurance - for treatment received inside the U.S. & Canada
No Coinsurance
  • In the PPO Network or Student Health Center: No Coinsurance
  • Out of the PPO Network: The plan pays 80% of the first $5,000 of the eligible charges, then 100% thereafter
  • In the PPO Network or Student Health Center: No Coinsurance
  • Out of the PPO Network: The plan pays 80% of the first $5,000 of the eligible charges, then 100% thereafter
 Hospital Room and Board
Up to average semi-private room rate Up to average semi-private room rate, including nursing service Up to average semi-private room rate, including nursing service
 Dental Treatment
  • Due to Accident - $500 maximum per accident
  • Due to Sudden Pain - Up to $350 maximum
  • Due to Accident - $500 maximum per accident
  • Due to Sudden Pain - Up to $350 maximum
  • Due to Accident - $500 maximum per accident
  • Due to Sudden Pain - Up to $350 maximum
 Emergency Medical Evacuation
Up to $50,000 lifetime maximum Up to $500,000 lifetime maximum Up to $500,000 lifetime maximum
 Terrorism
Up to $50,000 lifetime maximum Up to $50,000 lifetime maximum Up to $50,000 lifetime maximum
 Return of Mortal Remains or Cremation / Burial
Up to $25,000 for Return of Mortal Remains or $5,000 for Cremation/Burial Up to $50,000 for Return of Mortal Remains Up to $50,000 for Return of Mortal Remains
 Accidental Death and Dismemberment
  • Accidental Death: $25,000
  • Dismemberment: $25,000 (two limbs); $12,500 (one limb)
  • Accidental Death - Student: $25,000; Spouse: $10,000; Dependent: $5,000
  • Dismemberment - Accidental dismemberment percentage of principle sum
  • Accidental Death - Student: $25,000; Spouse: $10,000; Dependent: $5,000
  • Dismemberment - Accidental dismemberment percentage of principle sum
 Maternity Coinsurance
No Coverage No Coverage
  • Outside the US: 100% of eligible expenses
  • In US and PPO Network: 80% of the eligible expenses
  • Non-PPO Network: 60% of the eligible expenses
 Routine newborn care
- No Coverage $750 maximum per period of coverage
 Ambulance
- Per injury- up to $350
$350 per illness only if admitted as inpatient
Per injury- up to $750
$750 per illness only if admitted as inpatient
 Underwriters
Sirius International Insurance Corporation Sirius International Insurance Corporation Sirius International Insurance Corporation
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