Compare Patriot Exchange vs Study USA

Compare Patriot Exchange and Study USA plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Patriot Exchange vs Study USA

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Coverage
Deductible
  
Coverage
Deductible
   
Brochure and Details link
Waiver of Pre-existing Conditions
For condition existing within 36 months before effective date. After 12 months of continous coverage $500 per period of coverage; $1,500 lifetime maximum.
  • Study USA Standard: $500 maximum per certificate period; 12 months waiting period
  • Study USA Preferred 300: 12 months waiting period
  • Study USA Preferred 500: 6 months waiting period
Dental - Sudden Relief of Pain
$350 $100
Dental - Accident
$500 period of coverage limit per injury $1,000 maximum per certificate period
Emergency Medical Evacuation & Repatriation
$50,000 lifetime maximum $25,000 lifetime maximum
Emergency Medical Reunion
$15,000 lifetime maximum
  • Study USA Basic: Up to $1,500, maximum of 15 days
  • Study USA Standard: Up to $2,500, maximum of 15 days
  • Study USA Preferred 300: Up to $2,500, maximum of 15 days
  • Study USA Preferred 500: Up to $5,000, maximum of 15 days
Terrorism
$50,000 maximum limit, Not subject to deductible Up to $50,000 lifetime maximum. Eligible medical expenses only
Accidental Death and Dismemberment (AD&D)
$25,000 principal sum, Not subject to deductible
  • Study USA Basic: $10,000 lifetime maximum
  • Study USA Standard: $25,000 lifetime maximum
  • Study USA Preferred 300: $25,000 lifetime maximum
  • Study USA Preferred 500: $25,000 lifetime maximum
Personal liability
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