Seven Corners

Liaison Student Economy Insurance

Liaison Student provides valuable medical insurance benefits to students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfy the eligibility requirements and also offers coverage for maternity. Liaison Student Economy is available from 5 days to 364 days.
   Eligibility
  • Non US Citizens and U.S Citizens:
    • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
    • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
    • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
  • Dependents: lawful spouse and children under 26 years are also covered
   Renewal/Extension
  • If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.

What's covered?


Plan Maximum
  • Policy Maximum: $5,000,000
  • Medical Maximum Options(per person per disablement): Ages 14 days to 64 $50,000; $100,000; $250,000; $500,000; $1,000,000

Coinsurance
  • In ppo network: We pay 80% of the first $5,000, then 100% to the medical maximum
  • Out of ppo network: We pay 70% of the first $5,000, then 100% to the medical maximum

Deductible per Injury/Illness
  • $0, $50, $100, $250, $500, $1,000

Seven Corners Liaison Student Economy plan summary

Underwriter
  • Underwritten by Certain Underwriters at Lloyd's of London

Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.

Refund
  • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

Refund
  • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

J visa Requirements
  • Liaison student economy plan meets J visa requirements if you choose a medical maximum of $100,000 or more and a deductible less than $500

Plan benefits of Liaison Student Economy Insurance

Benefits Coverage
Medical Maximum Options
(per person per disablement)
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Hospital room and board Usual, Reasonable and Customary to the medical maximum.
Prescription Drugs Inside the U.S - $10 copay for generic/$20 copay for brand name (not subject to the deductible) Outside the U.S - $0 copay (deductible applies)
Vaccinations
(in the U.S. only as required by school, university or visa program)
$100 per 364 days of continuous coverage
Physical Therapy $25 per day to a max of 60 days
Spinal Manipulation $25 per day to a max of 60 days (if prescribed by a physician for pain relief)
Local Ambulance Benefit Inside the U.S - $350 per disablement (injury/illness) Outside the U.S - Up to medical maximum
Coma Benefit $10,000 (separate from the medical maximum) 
Extension of Benefits to Home Country $1,000
Incidental Trips to Home Country
(for minimum purchases of 30 days)
$1,000
Waiver of Pre-existing Conditions After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $5,000
Mental Illness including Alcohol & Substance Abuse Inpatient: $5,000 (45 days max), Outpatient: 80% of URC to $500
Motor Vehicle Accident Inside the U.S - 50% up to $100,000
Outside the U.S - Up to medical maximum
Non-contact Amateur Sports $2,500
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$150
Dental - Accident $500
Emergency Medical Evacuation & Repatriation $100,000 (separate from the medical maximum)
Emergency Medical Reunion Up to $200 per day/$15,000 maximum
Return of Child(ren) $25,000
Return of Mortal Remains $50,000
Local Burial or Cremation $5,000
Natural Disaster Evacuation $5,000
Natural Disaster Daily Benefit $25 per day, 5-day limit
Political Evacuation & Repatriation $10,000
Felonious Assault $10,000 (separate from the medical maximum)
Terrorism $25,000
Accidental Death and Dismemberment (AD&D)
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
Personal liability $25,000
Hazardous Activities Up to medical maximum

Insurance claims

Liaison Student Insurance claims can submitted by filling and sending the claims form to the Seven Corners claims department
   Claims Contact

Toll Free Number:
800-335-0477 / 317-575-2656
   Claims Department

Seven Corners, Inc.
303 Congressional Blvd
Carmel,
IN 46032
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